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Buy Today, Get Delivery and Installation Next Day! Delivery Rates Start At $35

J & J Appliances partners with Lease to Own companies to offer 90-100 day to 12 month, no credit needed purchasing options.

What's required:
 
Valid ID
Be at least 18 years old
Bank Card or Account Information
Minimum verifiable income of $1000 a month
NO CREDIT NEEDED!
You can get approved for up to $5,000
 
J&J Appliances partners with lease to own companies to offer 90-100 day to 12 month, no credit needed purchasing options. Purchase must be over $300 (before taxes and fees). In order to be approved, your monthly income (single or combined) must be double the total cost of your purchase
 

Fill out an application with one of the merchants below
(just click or tap on the name of the merchant)

Pay off in 101 days for no interest fees

  • NO CREDIT REQUIRED

  • Make your payments on time and pay your account in full or complete your lease, and get pre-approved for next time.

  • Pay your account in full or complete your lease and you may be eligible for a 20% increase up to the maximum approval amount.

  • Apply to access your unused approval amount for additional shopping power—available anytime while your account is active.

  • Choose how to complete your agreement with the options that work best for you.2

  • Early Buyout/Payoff Discount (Option)
    Lowest Overall Cost (typically 90 or 101 days early savings window)

  • Early Completion Savings (Option)
    Most flexible (after Early Buyout/Payoff Discount window)

  • Full-Term (Default)
    Lowest payment amounts

Pay off in 101 days for no interest fees

  • NO CREDIT REQUIRED

  • Make your payments on time and pay your account in full or complete your lease, and get pre-approved for next time.

  • Pay your account in full or complete your lease and you may be eligible for a 20% increase up to the maximum approval amount.

  • Apply to access your unused approval amount for additional shopping power—available anytime while your account is active.

  • Choose how to complete your agreement with the options that work best for you.2

  • Early Buyout/Payoff Discount (Option)
    Lowest Overall Cost (typically 90 or 101 days early savings window)

  • Early Completion Savings (Option)
    Most flexible (after Early Buyout/Payoff Discount window)

  • Full-Term (Default)
    Lowest payment amounts

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Pay off in 90 days for no interest fees

  • NO CREDIT REQUIRED

  • With an Acima lease, you aren't buying today. Acima owns the leased item until you make all the lease renewal payments. If you do not use an early purchase option, you may pay more than double the retail price. You always have the option to purchase early and own it for less. You may also terminate your lease and return the item in good condition at any time without penalty

  • We rely on our retailers to share information about Acima as an alternative to consumer credit options. Even though lease-to-own may cost more than credit offers available to you, our low payments and unmatched flexibility may be the right fit for your life and your budget. We sometimes incentivize our host retailers to increase awareness of our value proposition. Ask your salesperson about all of your credit and leasing options.

  • You always have the flexibility of our "early purchase option." When you're ready, pay a lump sum and own immediately. The sooner you do, the more you save!

Pay off in 101 days for no interest fees

  • NO CREDIT REQUIRED

  • Make your payments on time and pay your account in full or complete your lease, and get pre-approved for next time.

  • Pay your account in full or complete your lease and you may be eligible for a 20% increase up to the maximum approval amount.

  • Apply to access your unused approval amount for additional shopping power—available anytime while your account is active.

  • Choose how to complete your agreement with the options that work best for you.2

  • Early Buyout/Payoff Discount (Option)
    Lowest Overall Cost (typically 90 or 101 days early savings window)

  • Early Completion Savings (Option)
    Most flexible (after Early Buyout/Payoff Discount window)

  • Full-Term (Default)
    Lowest payment amounts

Pay off in 100 days for no interest fees

  • NO CREDIT REQUIRED

  • Be 18 years of age or older

  • Regular income of $750/mo or more

  • An active checking account

  • Provide an email and phone number

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